Stellar (XLM) Coin

Stellar (XLM) Wallet

Explore global financial freedom with the Stellar Wallet. Securely manage your XLM tokens and enjoy quick, affordable cross-border transactions. Built for connectivity and scalability, Stellar enables seamless integration into the digital economy right from your iOS or Android device.

Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →
Stellar (XLM) Wallet
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What is Stellar (XLM)
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Wallet Features
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Trust & Reviews
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Set Up Stellar (XLM) Wallet
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Get Stellar (XLM) Address

What Is Stellar (XLM)?

Stellar is a blockchain platform designed to connect financial institutions, payment providers, and individuals, enabling seamless cross-border transactions. With its native cryptocurrency, XLM (Lumens), Stellar facilitates fast, secure, and low-cost payments across the globe, making financial services accessible to everyone.

Stellar’s mission is to bridge the gap between traditional banking systems and blockchain technology. By providing a decentralized, open-source network, Stellar empowers users to send, receive, and exchange assets with ease.

What Makes Stellar Unique?

Stellar’s focus on cross-border payments and its ability to tokenize assets make it stand out. Unlike other blockchains, Stellar is optimized for integrating fiat currencies and cryptocurrencies, enabling faster and cheaper international money transfers. Its collaboration with global financial institutions ensures widespread adoption and trust.

Stellar Wallet Benefits

The Stellar Wallet is a secure and intuitive tool for managing XLM and other assets on the Stellar network. Fully self-custodial and open-source, it provides complete control over your digital holdings. Key features include:

  • Fast Transactions: Experience near-instant cross-border payments at minimal costs.

  • Comprehensive Security: Keep your assets safe with industry-leading security features.

  • USDC Stablecoin: The Stellar Wallet lets you send and receive the secure USDC stablecoin with minimal fees.

  • Multi-Asset Support: Manage multiple cryptocurrencies and fiat-backed tokens seamlessly.

  • Cross-Platform Accessibility: Available for Android, iOS, and APK formats for maximum convenience.

  • Buy Stellar: Purchase XLM directly from your wallet using a credit card or cryptocurrency. Buy Stellar effortlessly.

Join the Stellar network and revolutionize the way you manage and transfer money. Download the Stellar Wallet today to get started.

Why Gem Stellar (XLM) Wallet App Is the Best Choice?

Gem Wallet stands out as a leading Stellar (XLM) wallet solution, combining security, privacy, and usability in one powerful app. Here's why users choose Gem Wallet for their Stellar (XLM) needs:

Control and Self-Custody

Full control of your private keys and secret phrase. No third party can access or restrict your Stellar (XLM). Your Stellar (XLM) is truly yours.

Privacy Protection

No tracking, no personal information, no data collection. Complete privacy and control over your Stellar (XLM).

Open-Source

Publicly available code on GitHub, allowing anyone to verify security and functionality.

Multi-Platform

Available on iOS, Android, and APK. Your Stellar (XLM) wallet works wherever you go.

Stellar (XLM) Wallet in Multiple Languages

Supporting 25+ languages including English, Spanish, Chinese, Russian, and Arabic. Fully localized for worldwide accessibility.

Built-In Stellar (XLM) Services

Buy Stellar (XLM) with 30+ payment methods. Swap XLM through integrated DEX aggregator. Manage all crypto assets in one secure place.

Comparison: Gem Wallet vs Exchange Wallets

See how storing Stellar (XLM) in Gem Wallet differs from keeping it on exchanges

FeatureGem WalletExchange Wallets (Binance, Coinbase)
Registration Required✅ None❌ Full KYC
Personal Data Collection✅ None❌ Extensive (ID, address, selfie)
Open-Source✅ Fully transparent❌ Closed source
Private Keys Control✅ Yes❌ No
Account Freezing✅ Impossible❌ Possible
Setup Time✅ 2 minutes⚠️ 1-7 days (KYC verification)

Professional Security Features

  1. Biometric Authentication: Use Face ID, Touch ID, or fingerprint to secure your wallet
  2. PIN Protection: Set a strong PIN code as an additional security layer
  3. Encrypted Backups: Your secret phrase is stored securely and never leaves your device
  4. Regular Security Audits: Independent security reviews ensure wallet integrity. Learn more about security →
Gem Wallet private key security and self-custody crypto wallet features

What Users Say About Gem Stellar (XLM) Wallet

Google Play
4.8 ⭐⭐⭐⭐⭐
2,845 reviews
App Store
4.9 ⭐⭐⭐⭐⭐
458 reviews
GitHub
745 ⭐
Open source
DariaGalli
2 weeks ago
⭐⭐⭐⭐⭐

"Great 👍🏻 I've been using this wallet for Bitcoin and USDT it's easy to use, and the design's actually..."

mitu Akter2
Feb 11, 2026
⭐⭐⭐⭐⭐

"Excellent crypto wallet! The app is very easy to use, even for beginners. Transactions are fast and secure, and I really like the clean interface. Setting up the wallet was simple, and I feel confident about the security features."

Cryptouser22
Mar 26, 2025
⭐⭐⭐⭐⭐

"Very fast customer support response , it was much appreciated"

Borisza1
Dec 26, 2025
⭐⭐⭐⭐⭐

"Very fast and easy app to use fast transfers"

Danish
Jan 11, 2026
⭐⭐⭐⭐⭐

"fantastic wallet simple, easy to use, friendly, interface secure with many more great features. I think, this is perfect for nowadays needs and fast crypto transactions."

NewbieCrypto_2024
2 months ago
⭐⭐⭐⭐⭐

"Perfect for beginners. Set it up in under 2 minutes and bought my first Bitcoin through the wallet. Super easy!"

Sabana
Dec 30, 2025
⭐⭐⭐⭐⭐

"Gem Wallet offers a clean interface and solid security for managing crypto assets. Transactions are smooth, and the wallet feels reliable for everyday use."

LadyTech777
2 months ago
⭐⭐⭐⭐⭐

"I wanted something easy to use, fast wallet with multiple old and new chains. Finally found all of this in Gem."

Ahmed Barca
Jan 9, 2026
⭐⭐⭐⭐⭐

"best app"

Stickyglow
Apr 10, 2025
⭐⭐⭐⭐⭐

"I love how I can cross chain swap btc and eth in base it was fastest swap ever."

Forhad Rahman
Jan 5, 2026
⭐⭐⭐⭐⭐

"A well-designed crypto wallet that balances security and usability. Managing assets feels simple, even for someone new to crypto."

RDJ670
3 months ago
⭐⭐⭐⭐⭐

"It's a very cool and fast wallet application which has simple interface...friendly users which make it easy to use."

vitos18372
Feb 26, 2025
⭐⭐⭐⭐⭐

"I use this wallet, very pleasant experience, will be my main wallet now!!!)))))"

pimptee
4 months ago
⭐⭐⭐⭐⭐

"I'm using gem wallet for some time now and it has been pretty reliable. It support basically every coin you can think of."

Joa.co
Jan 2, 2026
⭐⭐⭐⭐⭐

"Simple and powerful wallet with beautiful native iOS design. I downloaded Gem because I wanted an open source self custodial wallet with support for staking. I'm coming from Unstoppable Wallet which doesn't support staking, so it fills the gap nicely"

Jennifer662
Dec 27, 2025
⭐⭐⭐⭐⭐

"Gem Wallet makes crypto simple with fast in-app swaps, wide coin support, and reliable security designed for safe everyday use."

Sarah_Crypto
6 months ago
⭐⭐⭐⭐⭐

"Switched from Coinbase and never looked back. I actually own my crypto now. The seed phrase backup is straightforward and secure."

mitu Akter2
Feb 11, 2026
⭐⭐⭐⭐⭐

"Excellent crypto wallet! The app is very easy to use, even for beginners. Transactions are fast and secure, and I really like the clean interface. Setting up the wallet was simple, and I feel confident about the security features."

Danish
Jan 11, 2026
⭐⭐⭐⭐⭐

"fantastic wallet simple, easy to use, friendly, interface secure with many more great features. I think, this is perfect for nowadays needs and fast crypto transactions."

Ahmed Barca
Jan 9, 2026
⭐⭐⭐⭐⭐

"best app"

Forhad Rahman
Jan 5, 2026
⭐⭐⭐⭐⭐

"A well-designed crypto wallet that balances security and usability. Managing assets feels simple, even for someone new to crypto."

Shani Jibo
Feb 8, 2026
⭐⭐⭐⭐⭐

"Very reliable and easy to use, great experience, will definitely use in the future."

Clanos Clanas
Jul 6, 2025
⭐⭐⭐⭐⭐

"Good wallet for crypto exchange"

Tamam AlAli
Mar 24, 2025
⭐⭐⭐⭐⭐

"After trying the wallet, I really liked it. It is safe, easy to use, and has many of the currencies I need. Thank you. I recommend it."

Sabana
Dec 30, 2025
⭐⭐⭐⭐⭐

"Gem Wallet offers a clean interface and solid security for managing crypto assets. Transactions are smooth, and the wallet feels reliable for everyday use."

How to Set Up a Stellar (XLM) Wallet in 2 Minutes

Quick Setup Guide (3 Steps)

Creating a Stellar (XLM) wallet is simpler than opening a bank account. Gem Wallet guides you through the entire process in minutes, making it accessible for complete beginners.

onboarding view

1. Download Stellar (XLM) Wallet

Stellar (XLM) Wallet: iOS, Android & APK

recovery phrase screen

2. Create Stellar (XLM) Wallet

Create a new wallet, save the secret phrase, and get your address in Stellar (XLM).

gem wallet security settings

3. Set Up Security for XLM

Enable PIN or biometric authentication and you're ready to go

Create Stellar (XLM) Wallet for iOS

Get your XLM wallet on iPhone (2 min):

  1. Open the App Store and search for "Gem Wallet"
  2. Download and install the app (it's free and under 50MB)
  3. Open Gem Wallet and tap "Create New Wallet"
  4. Write down your secret phrase on paper - this is your master backup
  5. Enable Face ID or set a PIN code for quick and secure access
  6. Done!
Download Gem Wallet for iOS
Stellar (XLM) wallet for iOS

Create Stellar (XLM) Wallet for Android

Get your XLM wallet on Android (2 min):

  1. Via Google Play: Search for "Gem Wallet" in the Play Store and install
  2. APK: Download the APK file for maximum privacy and control
  3. Open the app and select "Create New Wallet"
  4. Write down your 12-word secret phrase on paper
  5. Set up fingerprint or PIN authentication
  6. Done!
Download Gem Wallet for Android Download Gem Wallet for Android as apk
Stellar (XLM) wallet for Android

How to Get a Stellar (XLM) Address

To get a Stellar (XLM) wallet address, you first need to create or import a Stellar (XLM) wallet. After that, the app will generate addresses for you automatically.

1 Open Gem Wallet

Launch the app on your phone and select Stellar (XLM) (XLM) from your asset list.

2 Tap "Receive" Button

You'll see a large button at the bottom of the screen. Your Stellar (XLM) wallet address will be displayed both as text and as a QR code.

3 Copy Your Address

Copy the address to clipboard, share the QR code, or send it directly through messaging apps.

Get Stellar (XLM) wallet address in Gem Wallet
🔄 Unlimited Addresses

In Gem Wallet, you can generate unlimited Stellar (XLM) addresses for free. Each address is derived from your secret phrase and remains under your control forever.

📱 Using QR Codes
  • ✅ No Typing Errors - Scanning prevents copy-paste mistakes
  • ✅ Faster Transactions - Just show your phone screen
  • ✅ Perfect for in-person Stellar (XLM) payments
Download Now

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