BNB Wallet

Gem Wallet is a BNB wallet for BNB Chain, the network formerly known as Binance Smart Chain (BSC). It gives you a BNB Chain address in under two minutes and lets you send, receive, swap, stake, and buy BNB, while the same address holds every BEP20 token. Open-source and self-custodial, Gem Wallet is available on iOS, Android, and as an APK app.

Also available on other platforms →

What Is a BNB Wallet?

A BNB wallet holds BNB, the native coin of BNB Chain, and pays the network fees for every transaction on it. Gem Wallet works as a BNB wallet out of the box: one BNB Chain address holds your BNB together with every BEP20 token, such as USDT, USDC, and CAKE. The private keys stay on your device and are restored from a 12-word secret phrase, the same phrase that restores your addresses on Ethereum, TRON, Solana, and every other network in the app.

BSC Wallet: Binance Smart Chain Is Now BNB Chain

BNB Chain launched in 2020 as Binance Smart Chain (BSC) and was renamed in 2022. The network, the addresses, and the BEP20 tokens stayed the same, so a “BSC wallet” and a “BNB Chain wallet” are one and the same today. Exchanges still label withdrawals as BSC, BEP20, or BNB Smart Chain: each of them sends to your BNB Chain address in Gem Wallet. Choose the same network on both sides, and keep a little BNB on the address to pay network fees.

What You Can Do With BNB in Gem Wallet

Send and receive BNB and BEP20 tokens with one BNB Chain address, and see the exact network fee before you confirm.
Buy BNB with a credit or debit card through the built-in on-ramp. See buy BNB.
Swap BNB for other tokens on BNB Chain or on other networks without leaving the app.
Stake BNB to earn staking rewards while the coins stay on your address. See BNB staking.
Hold BEP20 tokens, including USDT BEP20 and CAKE, on the same address as your BNB.

BNB Chain Fees

Network fees on BNB Chain are paid in BNB as gas. A USDT BEP20 transfer used about 34,900 gas to an address that already holds USDT and about 52,000 gas to a new address on October 11, 2026. At the gas price of 0.05 gwei that day, this came to about $0.001-$0.002 at a BNB price of $752. Gem Wallet adds no fee of its own and shows the network fee in BNB and USD before you confirm.

BNB Chain Address Format

A BNB Chain address is a 42-character address that starts with 0x, the same format as Ethereum and other EVM networks. The same address can exist on several networks, so the network you choose decides where the funds arrive. Before you send, check that both the sender and the receiver selected BNB Chain. Sending to an exchange that only credits Ethereum deposits is the most common way BNB Chain funds get stuck.

What Is BNB?

BNB is the native coin of BNB Chain, created by Binance. It pays the gas for every transaction on the network, secures it through staking with validators, and is used across BNB Chain applications such as PancakeSwap. For more on the network itself, see what BNB Chain is.

Why Choose Gem Wallet as Your BNB Wallet

Gem Wallet is a BNB wallet where you control your keys and your funds. The code is publicly available on GitHub. Your activity is not tracked, and you can buy, swap, and use BNB directly from the app.

Control and Self-Custody

Full control of your private keys and secret phrase. No third party can access or restrict your BNB. Your BNB is truly yours.

Privacy Protection

No tracking, no personal information, no data collection. Complete privacy and control over your BNB.

Audited

Publicly available code on GitHub, independently audited by CertiK in April 2026.

Multi-Platform

Available on iOS, Android, and APK. Your BNB wallet works wherever you go.

BNB Wallet in Multiple Languages

Supporting 25+ languages including English, Spanish, Chinese, Russian, and Arabic. Fully localized for worldwide accessibility.

Built-In BNB Services

Buy BNB with 30+ payment methods. Swap BNB through integrated DEX aggregator. Manage all crypto assets in one secure place.

Comparison: Gem Wallet vs Exchange Wallets

See how storing BNB in Gem Wallet differs from keeping it on exchanges

Feature	Gem Wallet	Exchange Wallets (Binance, Coinbase)
Registration Required	✅ None	❌ Full KYC
Personal Data Collection	✅ None	❌ Extensive (ID, address, selfie)
Open-Source	✅ Fully transparent	❌ Closed source
Private Keys Control	✅ Yes	❌ No
Account Freezing	✅ Impossible	❌ Possible
Setup Time	✅ 2 minutes	⚠️ 1-7 days (KYC verification)

Professional Security Features

Biometric Authentication: Use Face ID, Touch ID, or fingerprint to secure your wallet
PIN Protection: Set a strong PIN code as an additional security layer
Encrypted Backups: Your secret phrase is stored securely and never leaves your device
Regular Security Audits: Independent security reviews ensure wallet integrity. Learn more about security →

Gem Wallet private key security and self-custody crypto wallet features

What BNB Users Say About Gem Wallet

DariaGalli

Aug 7, 2025

"Great 👍🏻 I've been using this wallet for Bitcoin and USDT it's easy to use, and the design's actually..."

mitu Akter2

Feb 11, 2026

"Excellent crypto wallet! The app is very easy to use, even for beginners. Transactions are fast and secure, and I really like the clean interface. Setting up the wallet was simple, and I feel confident about the security features."

Cryptouser22

Mar 26, 2025

"Very fast customer support response , it was much appreciated"

Borisza1

Dec 26, 2025

"Very fast and easy app to use fast transfers"

Danish

Jan 11, 2026

"fantastic wallet simple, easy to use, friendly, interface secure with many more great features. I think, this is perfect for nowadays needs and fast crypto transactions."

NewbieCrypto_2024

Dec 15, 2025

"Perfect for beginners. Set it up in under 2 minutes and bought my first Bitcoin through the wallet. Super easy!"

Sabana

Dec 30, 2025

"Gem Wallet offers a clean interface and solid security for managing crypto assets. Transactions are smooth, and the wallet feels reliable for everyday use."

LadyTech777

Dec 12, 2025

"I wanted something easy to use, fast wallet with multiple old and new chains. Finally found all of this in Gem."

Ahmed Barca

Jan 9, 2026

"best app"

Stickyglow

Apr 10, 2025

"I love how I can cross chain swap btc and eth in base it was fastest swap ever."

Forhad Rahman

Jan 5, 2026

"A well-designed crypto wallet that balances security and usability. Managing assets feels simple, even for someone new to crypto."

RDJ670

Nov 12, 2025

"It's a very cool and fast wallet application which has simple interface...friendly users which make it easy to use."

Shani Jibo

Feb 8, 2026

"Very reliable and easy to use, great experience, will definitely use in the future."

vitos18372

Feb 26, 2025

"I use this wallet, very pleasant experience, will be my main wallet now!!!)))))"

pimptee

Oct 12, 2025

"I'm using gem wallet for some time now and it has been pretty reliable. It support basically every coin you can think of."

Clanos Clanas

Jul 6, 2025

"Good wallet for crypto exchange"

Joa.co

Jan 2, 2026

"Simple and powerful wallet with beautiful native iOS design. I downloaded Gem because I wanted an open source self custodial wallet with support for staking. I'm coming from Unstoppable Wallet which doesn't support staking, so it fills the gap nicely"

Jennifer662

Dec 27, 2025

"Gem Wallet makes crypto simple with fast in-app swaps, wide coin support, and reliable security designed for safe everyday use."

Tamam AlAli

Mar 24, 2025

"After trying the wallet, I really liked it. It is safe, easy to use, and has many of the currencies I need. Thank you. I recommend it."

Sarah_Crypto

Aug 12, 2025

"Switched from Coinbase and never looked back. I actually own my crypto now. The seed phrase backup is straightforward and secure."

How to Set Up a BNB Wallet in 2 Minutes

Quick Setup Guide (3 Steps)

Creating a BNB wallet is simpler than opening a bank account. Gem Wallet guides you through the entire process in minutes, making it accessible for complete beginners.

1. Download BNB Wallet

BNB Wallet: iOS, Android & APK

2. Create BNB Wallet

Create a new wallet, save the secret phrase, and get your address in BNB.

3. Set Up Security for BNB

Enable PIN or biometric authentication and you're ready to go

Full guide: How To Create a BNB Chain Wallet for BEP20 Tokens, Earning and More?

Create BNB Wallet for iOS

Get your BNB wallet on iPhone (2 min):

Open the App Store and search for "Gem Wallet"
Download and install the app (it's free and under 50MB)
Open Gem Wallet and tap "Create New Wallet"
Write down your secret phrase on paper - this is your master backup
Enable Face ID or set a PIN code for quick and secure access
Done!

Create BNB Wallet for Android

Get your BNB wallet on Android (2 min):

Via Google Play: Search for “Gem Wallet” in the Play Store and install
APK: Download the APK file for maximum privacy and control
Open the app and select "Create New Wallet"
Write down your 12-word secret phrase on paper
Set up fingerprint or PIN authentication
Done!

How to Get a BNB Address

To get a BNB wallet address, you first need to create or import a BNB wallet. After that, the app will generate addresses for you automatically.

1 Open Gem Wallet

Launch the app on your phone and select BNB (BNB) from your asset list.

2 Tap "Receive" Button

You'll see a large button at the bottom of the screen. Your BNB wallet address will be displayed both as text and as a QR code.

3 Copy Your Address

Copy the address to clipboard, share the QR code, or send it directly through messaging apps.

🔄 Unlimited Addresses

In Gem Wallet, you can generate unlimited BNB addresses for free. Each address is derived from your secret phrase and remains under your control forever.

📱 Using QR Codes

✅ No Typing Errors - Scanning prevents copy-paste mistakes
✅ Faster Transactions - Just show your phone screen
✅ Perfect for in-person BNB payments

Frequently Asked Questions

Download Gem Wallet from the App Store, Google Play, or as an APK, tap Create New Wallet, and back up the 12-word secret phrase offline. Your BNB Chain address is ready right away. It holds BNB and every BEP20 token, with no account and no email.

Yes. The network launched in 2020 as Binance Smart Chain (BSC) and was renamed BNB Chain in 2022. It is the same network with the same 0x addresses, so a BSC wallet today is a BNB Chain wallet. When an exchange offers “BSC” or “BEP20” for a withdrawal, it sends to your BNB Chain address in Gem Wallet.

Binance Chain, later called BNB Beacon Chain, used the BEP2 token standard and did not support smart contracts. It was sunset in 2024. BNB now lives on BNB Chain as its native coin, next to BEP20 tokens on the same network.

Every transaction on BNB Chain pays its network fee in BNB, including transfers of BEP20 tokens such as USDT. On October 11, 2026 a USDT BEP20 transfer cost about $0.001-$0.002 in BNB at a gas price of 0.05 gwei. Without BNB on the same address, tokens cannot move.

Yes. Open BNB in Gem Wallet and choose Stake to delegate your BNB to a validator and earn staking rewards. Your BNB stays on your own address, and you can unstake when you need it.