XRP Coin

XRP Wallet

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XRP Wallet

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Use XRP on the go

Directly from your pocket – Send, Receive, Buy and many more with your XRP.


We do not track any personal information of your XRP Wallet

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Gem has no access to any of your data or XRP Wallet.

What Is XRP?

XRP is a global digital currency designed for efficiency in transactions. Held in an XRP wallet, it offers speed, cost-effectiveness, and security. Functioning as a bridge currency, XRP streamlines exchanges. Its distinctive features ensure stability, making it a cutting-edge option for modern payments.

Requirements for XRP Wallet

The XRPL network requires holding a reserve in XRP tokens in wallet to use the blockchain. Ensure that your asset balance includes the necessary reserve. You can acquire XRP from exchanges, friends, or directly purchase it within your wallet. Reserves on the XRPL include base reserves (minimum XRP in an account) and owner reserves (extra XRP for owning certain ledger objects). Objects contributing to owner reserves are diverse, including Checks, Deposit Preauthorizations, Escrows, NFT Offers, NFT Pages, Offers, Payment Channels, Signer Lists, Tickets, and Trust Lines. These reserves are not static and can change based on network consensus.

The current reserve requirements on Mainnet are:

  • Base reserve: 10 XRP
  • Owner reserve: 2 XRP per item

What Makes XRP Unique?

The XRP network is known for its exceptional transaction speed. Transactions on the XRP Ledger typically settle in just 3-5 seconds. This rapid processing time is significantly faster than many traditional banking systems and even most other cryptocurrencies. For example, Bitcoin transactions can take an hour or more to confirm, and Ethereum transactions can take several minutes. The XRP Ledger’s speed, combined with its scalability (it can handle up to 1,500 transactions per second), makes it highly efficient for both individual transactions and large-scale financial operations, particularly for cross-border payments.

XRP Wallet Benefits

With the best XRP wallet, users are empowered to conduct swift, cost-effective transactions across borders. Our XRP wallet mobile application, available for both android and iOS, is a game-changer in the crypto space. Here’s why:

  • Swift Transactions: Experience rapid transactions with XRP, reducing the usual time of traditional banking systems.
  • Enhanced Security: Our XRP wallet app ensures utmost security for your digital assets as an open-source project.
  • User-Friendly Interface: Tailored for both beginners and seasoned crypto enthusiasts, navigating through our application is a breeze.
  • Direct XRP Purchase: Buy XRP in our app easily with just three steps, and it will be automatically deposited into your wallet. Explore details on our Buy XRP page or experience it yourself in the wallet!
  • Cross-Platform Accessibility: Whether you’re on an iPhone, an Android device, or looking to download the app to another device, our XRP crypto wallet has got you covered.
  • Stay Informed: Track your assets and stay updated with real-time price notifications directly on your device.

Dive into a world where transactions are simplified, and managing your digital assets is effortless. Download now and experience the benefits firsthand.

Download XRP Wallet

Start using XRP with Gem Wallet by following these 3 steps:

Download Now
onboarding view

1. Get Gem Wallet

Download Gem Wallet App for iOS or Android.

recovery phrase screen

2. Create A Wallet

Create a new wallet with secret phrase and store it somewhere safe.

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3. Start Using XRP

Receive or Buy XRP into your new crypto wallet