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Gem Wallet has supported tokens on the NEAR network since August 12, 2026, starting with version 2.114.7. You can now securely store USDT on NEAR and other assets of the network, manage them, and swap NEAR tokens both onchain and cross-chain - in a couple of taps.
What Are Tokens on NEAR
Tokens on NEAR are assets of the NEAR blockchain built on the NEP-141 standard, and the market cap of the network in August 2026 is $2.25 billion. On Ethereum, the same role belongs to the ERC20 standard.
That is why USDT on NEAR is the same Tether dollar, only written by the rules of NEP-141: it is already held by 812,000 addresses, and 16.7 million transfers of this token have gone through the network. To see how this network works, read our article What Is the NEAR Blockchain.
Gem Wallet Supports Tokens on the NEAR Blockchain
Gem Wallet is expanding the NEAR ecosystem: all tokens of the blockchain are now available to our users, including USDT.
Gem Wallet also adds onchain and cross-chain swaps: you can easily swap USDT on NEAR for NEAR, and also for BNB, SOL, XRP, SUI, and other assets - through the DEX provider NEAR Intents, which has already processed $25 billion in volume across 34 networks (as of August 2026), at the best rates available at the time of the trade.
How to Swap Tokens on NEAR in Gem Wallet
- Open Gem Wallet and pick the asset you want to swap - for example, USDT on NEAR
- Tap Swap and choose what you want to get: NEAR on the same network for an onchain swap, or an asset on another network - BNB, SOL, XRP, SUI - for a cross-chain swap
- Enter the amount - the wallet finds the route and shows the rate, the provider, and the fee before you confirm
- Confirm the swap - the transaction is signed on your device and goes to the network
Keep a small amount of native NEAR on your balance: it pays the network fee, and that fee costs less than a cent. This rule works in any blockchain - without the native token, neither a swap nor a transfer will go through. Learn what else you can do with your NEAR tokens in A Beginner’s Guide to NEAR Blockchain.
Benefits for Gem Wallet Users
Gem Wallet is a mobile self-custody wallet for the NEAR blockchain with 100% open-source code for iOS and Android. Here are its main benefits for our users:
- Full Self-Custody: Gem Wallet keeps your private keys on your device, so NEAR and the tokens of the network stay under your control at every step of a swap - no intermediary touches them.
- Fully Open-Source Code: The code of Gem Wallet is 100% open and passed a CertiK audit in April 2026 - anyone can check how the app builds and signs NEP-141 transactions.
- Privacy by Default: To hold tokens on NEAR you need no email, no phone number, and no documents - the app does not collect personal data.
- Built-in DEX Aggregator: Swap NEAR tokens and thousands of other crypto pairs - BTC for ETH, SOL for BNB, and more - with top DEX providers: THORChain, Relay, Chainflip, Mayan, and others.
- Credit Card Purchases: You can top up your wallet right in the app before a swap - buy NEAR with a credit card, Apple Pay, or Google Pay: over 30 payment methods in 170+ countries.
Resources for Developers
Tokens on NEAR (NEP-141) stand in the same row as other token standards that Gem Wallet already supports: TRC20 on TRON, ERC20 on Ethereum, BEP20 on BNB Chain, and SPL on Solana, among others.
Conclusion
We will add new NEAR tokens as they appear, with no extra steps for the user. Open your NEAR Wallet with Gem Wallet and manage your NEAR tokens securely and privately.
