XRPL Coin

XRPL Wallet

Take full control of your XRPL tokens on the XRP Ledger with XRPL Wallet. Access XRP, RLUSD, and hundreds of other tokens securely, unlocking a wide range of investment and business opportunities. Download XRPL Wallet today and join the next-generation blockchain ecosystem!

Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →
XRPL Wallet
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What is XRPL
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Wallet Features
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Trust & Reviews
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Set Up XRPL Wallet
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Get XRPL Address

What Is XRP Ledger?

The XRP Ledger (XRPL) is a permissionless, open-source blockchain known for its blazing-fast transaction speeds and ultra-low fees. It supports a native token (XRP) and user-issued tokens (IOUs), enabling anyone to create stablecoins, loyalty points, or other digital assets. XRPL’s consensus mechanism delivers near-instant finality, making it ideal for payments, remittances, and tokenized asset issuance.

What Is XRPL Wallet?

An XRPL Wallet is a specialized digital wallet built to interact with the XRP Ledger. By installing one XRPL Wallet, you gain access to the entire XRPL ecosystem—hundreds of tokens and features—all from a single app. XRPL Wallet lets you securely send, receive, and manage XRP and any user-issued tokens, giving you self-custody and peace of mind when transacting on XRPL.

Most Popular Tokens For Your XRPL Wallet

While hundreds of tokens exist on XRPL, these are some of the most widely used:

  • XRP – The native currency of XRPL, used for fees and liquidity.
  • RLUSD – A stablecoin IOU backed by USD, offering stability for trading and payments.
  • IOU Stablecoins – Including tethered tokens like USDT and USDC issued on XRPL by trusted gateways.

Don’t Forget About XRP

To interact with any token on XRPL, you’ll need a small amount of XRP to cover transaction fees and reserve requirements. Purchase XRP directly within your wallet or on an exchange, then transfer into your XRPL Wallet to get started. Buy XRP and power your transactions on the next-generation Ledger.

Why Gem XRPL Wallet App Is the Best Choice?

Gem Wallet stands out as a leading XRPL wallet solution, combining security, privacy, and usability in one powerful app. Here's why users choose Gem Wallet for their XRPL needs:

Control and Self-Custody

Full control of your private keys and seed phrase. No third party can access or restrict your XRPL. Your XRPL is truly yours.

Privacy Protection

No tracking, no personal information, no data collection. Complete privacy and control over your XRPL.

Open-Source

Publicly available code on GitHub, allowing anyone to verify security and functionality.

Multi-Platform

Available on iOS, Android, and APK. Your XRPL wallet works wherever you go.

XRPL Wallet in Multiple Languages

Supporting 25+ languages including English, Spanish, Chinese, Russian, and Arabic. Fully localized for worldwide accessibility.

Built-In XRPL Services

Buy XRPL with 30+ payment methods. Swap XRPL through integrated DEX aggregator. Manage all crypto assets in one secure place.

Comparison: Gem Wallet vs Exchange Wallets

See how storing XRPL in Gem Wallet differs from keeping it on exchanges

FeatureGem WalletExchange Wallets (Binance, Coinbase)
Registration Required✅ None❌ Full KYC
Personal Data Collection✅ None❌ Extensive (ID, address, selfie)
Open-Source✅ Fully transparent❌ Closed source
Private Keys Control✅ Yes❌ No
Account Freezing✅ Impossible❌ Possible
Setup Time✅ 2 minutes⚠️ 1-7 days (KYC verification)

Professional Security Features

  1. Biometric Authentication: Use Face ID, Touch ID, or fingerprint to secure your wallet
  2. PIN Protection: Set a strong PIN code as an additional security layer
  3. Encrypted Backups: Your seed phrase is stored securely and never leaves your device
  4. Regular Security Audits: Independent security reviews ensure wallet integrity
Gem Wallet private key security and self-custody crypto wallet features

What Users Say About Gem XRPL Wallet

Google Play
4.8 ⭐⭐⭐⭐⭐
2,845 reviews
App Store
4.9 ⭐⭐⭐⭐⭐
458 reviews
GitHub
745 ⭐
Open source
DariaGalli
2 weeks ago
⭐⭐⭐⭐⭐

"Great 👍🏻 I've been using this wallet for Bitcoin and USDT it's easy to use, and the design's actually..."

QuickStart_Lisa
3 weeks ago
⭐⭐⭐⭐⭐

"No registration hassle, no email verification. Downloaded, created wallet, and started using Bitcoin in 90 seconds."

DesignLover_2024
1 month ago
⭐⭐⭐⭐⭐

"The UI is beautiful and intuitive. Even my non-tech friends could figure it out. Best designed crypto wallet."

NewbieCrypto_2024
2 months ago
⭐⭐⭐⭐⭐

"Perfect for beginners. Set it up in under 2 minutes and bought my first Bitcoin through the wallet. Super easy!"

LadyTech777
2 months ago
⭐⭐⭐⭐⭐

"I wanted something easy to use, fast wallet with multiple old and new chains. Finally found all of this in Gem."

RecoverySuccess_John
3 months ago
⭐⭐⭐⭐⭐

"Recovered my wallet on a new phone in minutes using my seed phrase. Backup system works flawlessly."

RDJ670
3 months ago
⭐⭐⭐⭐⭐

"It's a very cool and fast wallet application which has simple interface...friendly users which make it easy to use."

SecurityNerd_2023
4 months ago
⭐⭐⭐⭐⭐

"Security is top priority for me. Face ID login, encrypted storage, and I control the keys. Perfect combination."

pimptee
4 months ago
⭐⭐⭐⭐⭐

"I'm using gem wallet for some time now and it has been pretty reliable. It support basically every coin you can think of."

StakingRewards_Pro
5 months ago
⭐⭐⭐⭐⭐

"The staking feature is excellent. Earning passive income on my crypto while maintaining full custody. Brilliant!"

PrivacyFirst_Mike
5 months ago
⭐⭐⭐⭐⭐

"Finally a wallet that respects privacy. No sign-up, no personal info needed. Just download and start using it immediately."

Sarah_Crypto
6 months ago
⭐⭐⭐⭐⭐

"Switched from Coinbase and never looked back. I actually own my crypto now. The seed phrase backup is straightforward and secure."

LongTermHolder_64
6 months ago
⭐⭐⭐⭐⭐

"Been using it for 6 months. Zero issues, fast support when I had questions. Reliable wallet for long-term holding."

HonestReviewer_99
7 months ago
⭐⭐⭐⭐⭐

"No hidden fees, no surprises. Transaction costs are shown upfront. Very transparent compared to other wallets."

LocalBitcoiner_88
8 months ago
⭐⭐⭐⭐⭐

"Love the QR code feature for receiving Bitcoin. Makes in-person transactions so much easier. Very practical!"

BTCMaximalist_22
8 months ago
⭐⭐⭐⭐⭐

"Great for Bitcoin! Clean interface, fast transactions, and I love the built-in swap feature. Highly recommend for BTC holders."

DevSecOps_Alex
9 months ago
⭐⭐⭐⭐⭐

"Open source and transparent. I can verify the code myself. This is how crypto wallets should be built."

TechEnthusiast_77
10 months ago
⭐⭐⭐⭐⭐

"Works seamlessly across my iPhone and Android tablet. All my assets sync perfectly. Great multi-device experience."

MultiChain_Trader
11 months ago
⭐⭐⭐⭐⭐

"Supports all the blockchains I need. Bitcoin, Ethereum, Solana - everything in one place. Very convenient!"

CryptoSafeUser
Last year
⭐⭐⭐⭐⭐

"Best self-custody wallet I've found. Full control over my crypto, no KYC required, and the security features are top-notch."

How to Set Up a XRPL Wallet in 2 Minutes

Quick Setup Guide (3 Steps)

Creating a XRPL wallet is simpler than opening a bank account. Gem Wallet guides you through the entire process in minutes, making it accessible for complete beginners.

onboarding view

1. Download XRPL Wallet

XRPL Wallet: iOS, Android & APK

recovery phrase screen

2. Create XRPL Wallet

Create a new wallet, save the secret phrase, and get your address in XRPL.

gem wallet security settings

3. Set Up Security for XRPL

Enable PIN or biometric authentication and you're ready to go

Create XRPL Wallet for iOS

Creating a XRPL wallet on iPhone (2 min):

  1. Open the App Store and search for "Gem Wallet"
  2. Download and install the app (it's free and under 50MB)
  3. Open Gem Wallet and tap "Create New Wallet"
  4. Write down your seed phrase on paper - this is your master backup
  5. Enable Face ID or set a PIN code for quick and secure access
  6. Done! Your XRPL wallet address is now active
Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →

Create XRPL Wallet for Android

Creating a XRPL wallet on Android (2 min):

  1. Via Google Play: Search for "Gem Wallet" in the Play Store and install
  2. Via Direct APK: Download the APK file for maximum privacy and control
  3. Open the app and select "Create New Wallet"
  4. Write down your 12-word seed phrase on paper
  5. Set up fingerprint or PIN authentication
  6. Your XRPL wallet is ready to use
Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →

XRPL Wallet Without Registration

One of XRPL's core principles is financial freedom and privacy. Gem Wallet embodies this philosophy by offering a XRPL wallet without registration - no email, no phone number, no identity verification required.

Why No-Registration Wallets Matter

Custodial XRPL wallets and centralized exchanges (Coinbase, Binance) require extensive personal information through KYC (Know Your Customer) verification. Unlike self-custodial wallets, this creates several problems:

  • Privacy Risks: Your financial activity is tracked and can be sold to third parties or accessed by bad actors
  • Data Breaches: Centralized databases of personal information are prime targets for hackers
  • Censorship: Accounts can be frozen or restricted based on location, political views, or arbitrary decisions
  • Time-Consuming: KYC processes can take days or weeks to complete

Gem Wallet: True Private XRPL Wallet

With Gem Wallet, you can create and use a XRPL wallet with complete privacy:

  • No email address required
  • No phone number needed
  • No identity documents or selfies
  • No IP address tracking
  • No mandatory account creation

Simply download the app, create your wallet, and start using XRPL within minutes. Your privacy is protected from the moment you install the app.

How to Get a XRPL Address

To get a XRPL wallet address, you first need to create or import a XRPL wallet. After that, the app will generate addresses for you automatically.

1 Open Gem Wallet

Launch the app on your phone and select XRPL (XRPL) from your asset list.

2 Tap "Receive" Button

You'll see a large button at the bottom of the screen. Your XRPL wallet address will be displayed both as text and as a QR code.

3 Copy Your Address

Copy the address to clipboard, share the QR code, or send it directly through messaging apps.

Get XRPL wallet address in Gem Wallet
🔄 Unlimited Addresses

In Gem Wallet, you can generate unlimited XRPL addresses for free. Each address is derived from your seed phrase and remains under your control forever.

📱 Using QR Codes
  • ✅ No Typing Errors - Scanning prevents copy-paste mistakes
  • ✅ Faster Transactions - Just show your phone screen
  • ✅ Perfect for in-person XRPL payments

Frequently Asked Questions

XRPL was created by Jed McCaleb and David Schwartz in January 2012 and officially launched in March 2012.
XRPL wallet activation is the process of depositing a minimum of 10 XRP as a network reserve requirement, after which the wallet becomes active and ready for transactions.
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