Sell BTC Straight From Your Wallet
Selling Bitcoin in Gem Wallet does not require an exchange account. Your BTC and private keys stay on your device - held by you, never by Gem Wallet - until you approve the sale yourself. You are not parking money in an account balance and withdrawing it later the way an exchange works; you sell straight from your own wallet through a licensed off-ramp provider, and the fiat is paid out to your card or bank account. Gem Wallet is open-source, with code publicly audited by CertiK in April 2026.
How Much Bitcoin Can You Sell
Bitcoin is divisible into 100 million satoshis, so you never need to sell a whole coin - selling 0.001 BTC is a normal transaction. You choose exactly how much BTC to sell, starting from about $20, and the rest stays in your wallet. Current limits for your region and payout method are always visible in the app.
When You Get Paid
Card payouts usually arrive within minutes after the sale completes; bank transfers, including SEPA, take 1-3 business days. Selling BTC settles on the Bitcoin network first, which confirms in blocks roughly every 10 minutes, so allow a short wait before the payout starts moving. Sales started on a weekend or bank holiday begin paying out on the next business day.
Fees When You Sell Bitcoin
The amount you receive is the market price minus the off-ramp provider fee, the exchange-rate spread, and the Bitcoin network fee. The network fee rises and falls with how busy the Bitcoin network is, and it weighs most on small amounts - so a small balance is worth selling in one transaction rather than several. Gem Wallet shows the exact amount you will receive before you confirm; see the full fee breakdown on the sell crypto page.
Not ready to cash out completely? You can swap BTC to USDT to step away from volatility while staying in crypto, or keep the rest safe in your Bitcoin wallet.
