# Gem Wallet Adds Smart Swap Suggestions: Only Pairs From Chains Your Wallet Holds
> Gem Wallet adds smart swap suggestions - learn how the app instantly offers a pair your wallet can actually receive on its own networks, with no extra checks.

Starting September 15, 2026, from version 2.114.31, Gem Wallet suggests swap pairs only from the networks in your wallet. Our users now open a swap and instantly see a pair the wallet can receive - with no extra checks.

## What Are Smart Swap Suggestions in Gem Wallet?

Smart swap suggestions are the asset pair Gem Wallet offers as soon as you open a swap. Gem Wallet's DEX providers work with more than 100 networks, and the suggestion picks the asset to receive only from the ones in your wallet. Open a swap, and a ready pair is already waiting: for example, [USDT](/usdt-wallet/) on [TRC20](/trc20-wallet/) to [BTC](/bitcoin-wallet/). The network fits, the receiving address is in place, and all that is left is to enter the amount.

We value our users' time: a swap suggestion leads to a result, not to an extra step.

## Benefits of Smart Swap Suggestions in Gem Wallet

Gem Wallet is a mobile [self-custody wallet](/self-custody-wallet/) with 100% open-source code for iOS and Android. Here is what smart suggestions give you:

- **Full Self-Custody:** Your private keys stay on your device - only you sign every swap, and no intermediary touches your assets.
- **Fully Open-Source Code:** Gem Wallet's code is 100% open and passed a CertiK audit in April 2026 - anyone can verify the suggestion logic.
- **Privacy by Default:** No registration, email, or ID - Gem Wallet does not collect personal data.
- **Pairs Based on Your Networks:** The suggestion picks the asset to receive only from your wallet's networks - for example, ETH to BNB or SOL to USDC, so you always know where your funds will arrive.
- **Same on iOS and Android:** Suggestions follow the same logic on both platforms - you will see the same pair on an iPhone and an Android smartphone.
- **Built-in DEX Aggregator:** [Swap](/swap/) crypto onchain and cross-chain via THORChain, Relay, Across, NEAR Intents, and other top DEX providers - for example, USDT for TRX or SOL for ETH, and many other pairs.
- **Buy Crypto With a Credit Card:** [Buy crypto](/buycrypto/) with a credit card, Apple Pay, or Google Pay in 170+ countries and swap it for the asset you need right away.
- **Simple and Clear Interface:** Gem Wallet is native and uncluttered - swaps, transfers, staking, and every other feature are always at hand and easy to understand.

## How to Swap Crypto in Gem Wallet

1. Open Gem Wallet and tap Swap
2. Choose the asset you want to send
3. Keep the suggested asset to receive or pick another one from the list
4. Enter the amount and confirm the swap - the asset arrives at your address on the selected network

*Important: Always keep a small balance of the network's native token (for example, TRX, SOL, BNB, ETH, and others) for swaps - it pays the network fee.*

### Resources for Developers

Learn how swaps work in Gem Wallet in our documentation, and review the swap suggestion code on GitHub:

- 📖 [Gem Wallet Documentation](https://docs.gemwallet.com/defi/swap/)
- 📖 [Smart Swap Suggestions Pull Request on GitHub](https://github.com/gemwalletcom/wallet/pull/1259)

## Conclusion

Gem Wallet grows together with our users, and with every update we make the wallet even more convenient for everyday use - today, it is swap suggestions. Open Gem Wallet and swap crypto securely and privately.