# Gem Wallet Adds Bitcoin Swaps via Relay: Swap BTC for Tokens on Tempo, Arc, Base, and More Chains
> Gem Wallet adds Bitcoin swaps via Relay - learn how to swap BTC for stablecoins on Tempo, Arc, Base, and other networks in a few taps, right in the wallet.

Starting September 18, 2026, Gem Wallet supports Bitcoin swaps via Relay - from version 2.114.34. Our users can now swap BTC for tokens on the new Tempo and Arc networks, as well as Base, Arbitrum, and other EVM networks - in a couple of taps, right in the wallet.

## What Is Relay?

<a href="https://relay.link/" rel="nofollow">Relay</a> is a cross-chain router: it finds a route between networks and delivers the token to the network you need. As of September 2026, Relay connects more than 85 blockchains.

Instead of a classic bridge, Relay works with solvers (independent liquidity providers): they send you the token on the destination network from their own funds, so you do not wait for a bridge. Relay launched in 2024 and also powers cross-chain NFT purchases on OpenSea.

## Gem Wallet Supports Bitcoin Swaps via Relay

You can now swap [BTC](/bitcoin-wallet/) for tokens on [Tempo](/tempo-wallet/) and [Arc](/arc-wallet/) - for example, for pathUSD dollars on Tempo or Circle's EURC euro stablecoin on Arc - as well as on [Base](/base-wallet/), [Arbitrum](/arbitrum-wallet/), and other Relay EVM networks. The list of destinations will keep growing.

For you, the swap feels like a regular BTC transfer: you see the best rate and the minimum amount you will receive before you confirm, and Gem Wallet takes care of the route between networks.

## How to Swap BTC via the Relay DEX Provider

1. Open Gem Wallet and tap Swap
2. Choose BTC as the asset you pay with and enter the amount
3. Choose the token you want to receive - for example, pathUSD on Tempo or EURC on Arc
4. Check the rate and confirm the swap - the tokens arrive at your address on the selected network

*Important: the Bitcoin network fee is paid in BTC - keep a small reserve on your balance on top of the swap amount. You can also set the fee yourself - from 0.1 sat/vB with [Custom Network Fees](/learn/gem-wallet-adds-custom-network-fees-on-bitcoin-set-your-own-sat-vb-and-stop-overpaying/).*

## Benefits for Gem Wallet Users

Gem Wallet is a mobile self-custody wallet with 100% open-source code for iOS and Android. Swaps run through trusted DEX providers and come with no hidden fees. Here are the main benefits for our users:

- **Full Self-Custody:** Your private keys are stored only on your device - Relay builds the route, while Gem Wallet signs and sends the transaction itself, so no intermediary touches your assets.
- **Fully Open-Source Code:** Gem Wallet's code is 100% open and passed a CertiK audit in April 2026 - anyone can check how swaps via Relay work.
- **Privacy by Default:** No email, phone number, or documents - swaps via Relay also go through with no identity checks.
- **Built-In DEX Aggregator:** [Swap](/swap/) BTC via Relay and other top DEX providers - Gem Wallet compares quotes and shows the best rate at the moment of the trade, for example for BTC to pathUSD.
- **Buy Bitcoin With a Credit Card:** [Buy Bitcoin](/buy-bitcoin/) with a credit card, Apple Pay, or Google Pay in 170+ countries and swap BTC for stablecoins on Tempo or Arc in the same wallet.
- **Simple and Clear Interface:** A clean, uncluttered design and native navigation on iOS and Android - every wallet feature is at hand and easy to understand from the first tap.

### Resources for Developers

Besides Relay, Gem Wallet processes swaps through other top DEX providers: THORChain, Chainflip, Maya Protocol, PancakeSwap, Uniswap, and others.

📖 [Gem Wallet Documentation](https://docs.gemwallet.com/defi/swap/)

## Conclusion

Gem Wallet expands what you can do with swaps and regularly adds new routes - today, it is Bitcoin swaps via Relay. Open Gem Wallet and swap BTC for pathUSD on Tempo or EURC on Arc securely and privately.
