XRP Coin

XRP Wallet

Take a fresh look at digital finance with XRP Wallet — an open-source, self-custody wallet that ensures your privacy and security. Work with the XRPL blockchain comfortably and safely. Download XRP Wallet for iOS and Android today!

Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →
XRP Wallet
📖
What is XRP
⭐
Wallet Features
💬
Trust & Reviews
⚙️
Set Up XRP Wallet
📬
Get XRP Address

What Is XRP?

XRP is a global digital currency designed for efficiency in transactions. Held in an XRP wallet, it offers speed, cost-effectiveness, and security. Functioning as a bridge currency, XRP streamlines exchanges. Its distinctive features ensure stability, making it a cutting-edge option for modern payments.

Requirements for XRP Wallet

The XRPL network requires holding a reserve in XRP tokens in the wallet to use the blockchain. Ensure that your asset balance includes the necessary reserve. You can acquire XRP from exchanges, friends, or directly purchase it within your wallet. Reserves on the XRPL include base reserves (minimum XRP in an account) and owner reserves (extra XRP for owning certain ledger objects). Objects contributing to owner reserves are diverse, including Checks, Deposit Preauthorizations, Escrows, NFT Offers, NFT Pages, Offers, Payment Channels, Signer Lists, Tickets, and Trust Lines. These reserves are not static and can change based on network consensus.

The current reserve requirements on Mainnet are:

  • Base reserve: 10 XRP
  • Owner reserve: 2 XRP per item

What Makes XRP Unique?

The XRP network is known for its exceptional transaction speed. Transactions on the XRP Ledger typically settle in just 3-5 seconds. This rapid processing time is significantly faster than many traditional banking systems and even most other cryptocurrencies. For example, Bitcoin transactions can take an hour or more to confirm, and Ethereum transactions can take several minutes. The XRP Ledger's speed, combined with its scalability (it can handle up to 1,500 transactions per second), makes it highly efficient for both individual transactions and large-scale financial operations, particularly for cross-border payments.

XRP Wallet Benefits

With the XRP Wallet, you can easily make cross-border transactions with minimal fees and wait times. Manage your assets on the XRPL blockchain using your iOS or Android device. You can also download the XRP Wallet APK directly to your mobile device. Here are some more convenient and useful features:

  • Enhanced Security: Your assets and personal data are safe with XRP Wallet — a self-custody and open-source wallet.

  • Swift Transactions: XRP Wallet gives you access to fast transfers with low fees on the XRPL blockchain. Move assets instantly, regardless of the amount or borders.

  • User-Friendly Interface: The simple yet functional interface of XRP Wallet provides you with a smooth experience, whether you're a beginner or an experienced user — all the features you need are at your fingertips.

  • Direct XRP Purchase: Buy tokens in-app easily in just three steps, and they will be automatically deposited into your wallet. Explore more details on our Buy XRP page or try it out directly in the wallet!

  • Cross-Blockchain Wallet: Manage various cryptocurrencies and tokens with your XRP Wallet. Whether it's Bitcoin, Ethereum, USDT, or USDC, XRP Wallet helps you manage any popular crypto asset.

  • Stay Informed: Track your assets and stay updated with real-time price notifications directly on your device.

Dive into a world where transactions are simplified, and managing your digital assets is effortless. Download now for Android, iOS, or the APK, and experience the benefits firsthand.

Why Gem XRP Wallet App Is the Best Choice?

Gem Wallet stands out as a leading XRP wallet solution, combining security, privacy, and usability in one powerful app. Here's why users choose Gem Wallet for their XRP needs:

Complete Control and Self-Custody

Full control of your private keys and seed phrase. No third party can access or restrict your XRP. Your XRP is truly yours.

Maximum Privacy Protection

No tracking, no personal information, no data collection. Complete privacy and control over your XRP.

Open-Source Transparency

Publicly available code on GitHub. Anyone can verify security and functionality, ensuring no hidden backdoors or vulnerabilities.

Multi-Platform Availability

Available on iOS, Android, and APK. Your XRP wallet works wherever you go.

XRP Wallet in Multiple Languages

Supporting 25+ languages including English, Russian, Spanish, Chinese, and Arabic. Fully localized for worldwide accessibility.

Built-In XRP Services

Buy XRP with 30+ payment methods. Swap XRP through integrated DEX aggregator. Manage all crypto assets in one secure place.

Comparison: Gem Wallet vs Exchange Wallets

See how storing XRP in Gem Wallet differs from keeping it on exchanges

FeatureGem WalletExchange Wallets (Binance, Coinbase)
Registration Required❌ No✅ Yes (Full KYC)
Personal Data Collection❌ None✅ Extensive (ID, address, selfie)
Private Keys Control✅ You own them❌ Exchange controls
Account Can Be Frozen❌ Impossible✅ Yes
Setup Time2 minutes1-7 days (KYC verification)

Professional Security Features

  1. Biometric Authentication: Use Face ID, Touch ID, or fingerprint to secure your wallet
  2. PIN Protection: Set a strong PIN code as an additional security layer
  3. Encrypted Backups: Your seed phrase is stored securely and never leaves your device
  4. Regular Security Audits: Independent security reviews ensure wallet integrity
Gem Wallet private key security and self-custody crypto wallet features

What Users Say About Gem XRP Wallet

Google Play
4.8 ⭐⭐⭐⭐⭐
2,845 reviews
App Store
4.9 ⭐⭐⭐⭐⭐
458 reviews
GitHub
745 ⭐
Open source
DariaGalli
2 weeks ago
⭐⭐⭐⭐⭐

"Great 👍🏻 I've been using this wallet for Bitcoin and USDT it's easy to use, and the design's actually..."

QuickStart_Lisa
3 weeks ago
⭐⭐⭐⭐⭐

"No registration hassle, no email verification. Downloaded, created wallet, and started using Bitcoin in 90 seconds."

DesignLover_2024
1 month ago
⭐⭐⭐⭐⭐

"The UI is beautiful and intuitive. Even my non-tech friends could figure it out. Best designed crypto wallet."

NewbieCrypto_2024
2 months ago
⭐⭐⭐⭐⭐

"Perfect for beginners. Set it up in under 2 minutes and bought my first Bitcoin through the wallet. Super easy!"

LadyTech777
2 months ago
⭐⭐⭐⭐⭐

"I wanted something easy to use, fast wallet with multiple old and new chains. Finally found all of this in Gem."

RecoverySuccess_John
3 months ago
⭐⭐⭐⭐⭐

"Recovered my wallet on a new phone in minutes using my seed phrase. Backup system works flawlessly."

RDJ670
3 months ago
⭐⭐⭐⭐⭐

"It's a very cool and fast wallet application which has simple interface...friendly users which make it easy to use."

SecurityNerd_2023
4 months ago
⭐⭐⭐⭐⭐

"Security is top priority for me. Face ID login, encrypted storage, and I control the keys. Perfect combination."

pimptee
4 months ago
⭐⭐⭐⭐⭐

"I'm using gem wallet for some time now and it has been pretty reliable. It support basically every coin you can think of."

StakingRewards_Pro
5 months ago
⭐⭐⭐⭐⭐

"The staking feature is excellent. Earning passive income on my crypto while maintaining full custody. Brilliant!"

PrivacyFirst_Mike
5 months ago
⭐⭐⭐⭐⭐

"Finally a wallet that respects privacy. No sign-up, no personal info needed. Just download and start using it immediately."

Sarah_Crypto
6 months ago
⭐⭐⭐⭐⭐

"Switched from Coinbase and never looked back. I actually own my crypto now. The seed phrase backup is straightforward and secure."

LongTermHolder_64
6 months ago
⭐⭐⭐⭐⭐

"Been using it for 6 months. Zero issues, fast support when I had questions. Reliable wallet for long-term holding."

HonestReviewer_99
7 months ago
⭐⭐⭐⭐⭐

"No hidden fees, no surprises. Transaction costs are shown upfront. Very transparent compared to other wallets."

LocalBitcoiner_88
8 months ago
⭐⭐⭐⭐⭐

"Love the QR code feature for receiving Bitcoin. Makes in-person transactions so much easier. Very practical!"

BTCMaximalist_22
8 months ago
⭐⭐⭐⭐⭐

"Great for Bitcoin! Clean interface, fast transactions, and I love the built-in swap feature. Highly recommend for BTC holders."

DevSecOps_Alex
9 months ago
⭐⭐⭐⭐⭐

"Open source and transparent. I can verify the code myself. This is how crypto wallets should be built."

TechEnthusiast_77
10 months ago
⭐⭐⭐⭐⭐

"Works seamlessly across my iPhone and Android tablet. All my assets sync perfectly. Great multi-device experience."

MultiChain_Trader
11 months ago
⭐⭐⭐⭐⭐

"Supports all the blockchains I need. Bitcoin, Ethereum, Solana - everything in one place. Very convenient!"

CryptoSafeUser
Last year
⭐⭐⭐⭐⭐

"Best self-custody wallet I've found. Full control over my crypto, no KYC required, and the security features are top-notch."

Quick Setup Guide (3 Steps)

How to Set Up a XRP Wallet in 2 Minutes

Creating a XRP wallet is simpler than opening a bank account. Gem Wallet guides you through the entire process in minutes, making it accessible for complete beginners.

onboarding view

1. Download XRP Wallet

XRP Wallet: iOS, Android & APK

recovery phrase screen

2. Create XRP Wallet

Create a new wallet, save the secret phrase, and get your address in XRP.

3. Set Up Security for XRP

Enable PIN or biometric authentication and you're ready to go

Create XRP Wallet for iOS

Creating a XRP wallet on iPhone (2 min):

  1. Open the App Store and search for "Gem Wallet"
  2. Download and install the app (it's free and under 50MB)
  3. Open Gem Wallet and tap "Create New Wallet"
  4. Write down your seed phrase on paper - this is your master backup
  5. Enable Face ID or set a PIN code for quick and secure access
  6. Done! Your XRP wallet address is now active
Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →

Create XRP Wallet for Android

Creating a XRP wallet on Android (2 min):

  1. Via Google Play: Search for "Gem Wallet" in the Play Store and install
  2. Via Direct APK: Download the APK file for maximum privacy and control
  3. Open the app and select "Create New Wallet"
  4. Write down your 12-word seed phrase on paper
  5. Set up fingerprint or PIN authentication
  6. Your XRP wallet is ready to use
Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →

XRP Wallet Without Registration

One of XRP's core principles is financial freedom and privacy. Gem Wallet embodies this philosophy by offering a XRP wallet without registration - no email, no phone number, no identity verification required.

Why No-Registration Wallets Matter

Custodial XRP wallets and centralized exchanges (Coinbase, Binance) require extensive personal information through KYC (Know Your Customer) verification. Unlike self-custodial wallets, this creates several problems:

  • Privacy Risks: Your financial activity is tracked and can be sold to third parties or accessed by bad actors
  • Data Breaches: Centralized databases of personal information are prime targets for hackers
  • Censorship: Accounts can be frozen or restricted based on location, political views, or arbitrary decisions
  • Time-Consuming: KYC processes can take days or weeks to complete

Gem Wallet: True Private XRP Wallet

With Gem Wallet, you can create and use a XRP wallet with complete privacy:

  • No email address required
  • No phone number needed
  • No identity documents or selfies
  • No IP address tracking
  • No mandatory account creation

Simply download the app, create your wallet, and start using XRP within minutes. Your privacy is protected from the moment you install the app.

How to Get a XRP Address

To get a XRP wallet address, you first need to create or import a XRP wallet. After that, the app will generate addresses for you automatically.

1 Open Gem Wallet

Launch the app on your phone and select XRP (XRP) from your asset list.

2 Tap "Receive" Button

You'll see a large button at the bottom of the screen. Your XRP wallet address will be displayed both as text and as a QR code.

3 Copy Your Address

Copy the address to clipboard, share the QR code, or send it directly through messaging apps.

Get XRP wallet address in Gem Wallet
🔄 Unlimited Addresses

In Gem Wallet, you can generate unlimited XRP addresses for free. Each address is derived from your seed phrase and remains under your control forever.

📱 Using QR Codes

✅ No Typing Errors - Scanning prevents copy-paste mistakes

✅ Faster Transactions - Just show your phone screen

✅ Perfect for in-person XRP payments

Download Now

Find Out Everything About XRP