USDY Coin

USDY Wallet

USDY Wallet is an open-source, self-custody app that turns idle dollars into high-interest savings: earn roughly 4.25 % APY on fully backed tokens, swap instantly, and buy USDY with a bank card—download, swap, and earn today.

Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →
USDY Wallet
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Ano ang USDY
⭐
Mga Tampok
💬
Mga Review
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I-set Up ang USDY Wallet
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Kunin ang USDY Address

What Is USDY?

USDY is a yield-bearing, dollar-pegged token issued by Ondo Finance and backed 1-for-1 with short-term U.S. Treasuries and bank demand deposits. It credits around 4.25 % annual percentage yield (APY) straight to your wallet, giving you a crypto-native alternative to a high-interest savings account.

USDY Wallet Benefits

  • Open-Source & Self-Custody: USDY Wallet’s code is publicly auditable, and your private keys never leave your device—no sign-ups, no personal data.
  • Automatic Yield: Hold USDY or rUSDY and watch your balance grow daily—no staking, locking, or manual claims.
  • Institutional-Grade Security: Reserves are held with regulated custodians, mirroring the safety of Treasury money-market funds while you keep full control.
  • Easy On-Ramp: Buy USDY with a credit or debit card in seconds via Buy Crypto—all inside USDY Wallet.
  • One-Tap Swaps: Instantly swap USDY for rUSDY, stablecoins, or ETH without leaving the app.
  • Multi-Chain Flexibility: Use USDY across Ethereum, Mantle, Solana, Sui, Aptos, and Arbitrum with seamless in-app bridging.
  • Real-Time Analytics: Track yield accrual, on-chain attestations, and live gas fees directly in the dashboard.

Earn more on every dollar while maintaining complete privacy and control—USDY Wallet is savings, upgraded.

Bakit ang USDY Wallet Gem ang Pinakamahusay na Pagpipilian?

Namumukod-tangi ang Gem Wallet bilang nangungunang solusyon sa USDY wallet, na pinagsasama ang seguridad, privacy, at usability sa isang makapangyarihang app. Narito kung bakit pinipili ng mga user ang Gem Wallet para sa kanilang mga pangangailangan sa USDY:

Ganap na Kontrol

Ganap na kontrol sa iyong mga pribadong susi at secret phrase. Walang ikatlong partido ang maaaring mag-access o maghigpit sa iyong USDY. Ang iyong USDY ay tunay na iyo.

Proteksyon sa Pagkapribado

Walang pagsubaybay, walang personal na impormasyon, walang pangongolekta ng datos. Ganap na privacy at kontrol sa iyong USDY.

Bukas na Pinagmulan

Kodigo na magagamit ng publiko sa GitHub, na nagpapahintulot sa sinuman na i-verify ang seguridad at functionality.

Pangkat-plataporma

Magagamit sa iOS, Android, at APK. Ang iyong USDY wallet ay gumagana saan ka man magpunta.

USDY Wallet sa Iba't ibang Wika

Sinusuportahan ang mahigit 25 wika kabilang ang Ingles, Espanyol, Tsino, Ruso, at Arabic. Ganap na naka-localize para sa pandaigdigang accessibility.

Mga Naka-embed na Serbisyo ng USDY

Bumili ng USDY gamit ang mahigit 30 paraan ng pagbabayad. Pagpalitin USDY sa pamamagitan ng integrated DEX aggregator. Pamahalaan ang lahat ng crypto assets sa isang ligtas na lugar.

Paghahambing: Gem Wallet vs Exchange Wallets

Tingnan kung paano naiiba ang pag-iimbak ng USDY sa Gem Wallet sa pag-iimbak nito sa mga exchange

TampokGem WalletMga Exchange Wallet (Binance, Coinbase)
Kinakailangan ang Pagpaparehistro✅ Wala❌ Buong KYC
Pangongolekta ng Personal na Datos✅ Wala❌ Malawak (ID, address, selfie)
Bukas na Pinagmulan✅ Ganap na transparent❌ Saradong pinagmulan
Kontrol ng mga Pribadong Key✅ Oo❌ Hindi
Pag-freeze ng Account✅ ImposiblePosible
Oras ng Pag-setup✅ 2 minuto⚠️ 1-7 araw (pag-verify ng KYC)

Mga Tampok ng Propesyonal na Seguridad

  1. Pagpapatotoo ng BiometrikoGamitin ang Face ID, Touch ID, o fingerprint para ma-secure ang iyong wallet
  2. Proteksyon ng PINMagtakda ng matibay na PIN code bilang karagdagang security layer
  3. Mga Naka-encrypt na BackupAng iyong secret phrase ay ligtas na nakaimbak at hindi kailanman lumalabas sa iyong device
  4. Mga Regular na Pag-audit sa SeguridadTinitiyak ng mga independiyenteng pagsusuri sa seguridad ang integridad ng wallet. Matuto nang higit pa tungkol sa seguridad →
Gem Wallet private key security and self-custody crypto wallet features

Ang Sinasabi ng mga Gumagamit Tungkol sa Gem USDY Wallet

Google Play
4.8 ⭐⭐⭐⭐⭐
2,845 reviews
App Store
4.9 ⭐⭐⭐⭐⭐
458 reviews
GitHub
745 ⭐
Open source
DariaGalli
2 weeks ago
⭐⭐⭐⭐⭐

"Great 👍🏻 I've been using this wallet for Bitcoin and USDT it's easy to use, and the design's actually..."

mitu Akter2
Feb 11, 2026
⭐⭐⭐⭐⭐

"Excellent crypto wallet! The app is very easy to use, even for beginners. Transactions are fast and secure, and I really like the clean interface. Setting up the wallet was simple, and I feel confident about the security features."

Cryptouser22
Mar 26, 2025
⭐⭐⭐⭐⭐

"Very fast customer support response , it was much appreciated"

Borisza1
Dec 26, 2025
⭐⭐⭐⭐⭐

"Very fast and easy app to use fast transfers"

Danish
Jan 11, 2026
⭐⭐⭐⭐⭐

"fantastic wallet simple, easy to use, friendly, interface secure with many more great features. I think, this is perfect for nowadays needs and fast crypto transactions."

NewbieCrypto_2024
2 months ago
⭐⭐⭐⭐⭐

"Perfect for beginners. Set it up in under 2 minutes and bought my first Bitcoin through the wallet. Super easy!"

Sabana
Dec 30, 2025
⭐⭐⭐⭐⭐

"Gem Wallet offers a clean interface and solid security for managing crypto assets. Transactions are smooth, and the wallet feels reliable for everyday use."

LadyTech777
2 months ago
⭐⭐⭐⭐⭐

"I wanted something easy to use, fast wallet with multiple old and new chains. Finally found all of this in Gem."

Ahmed Barca
Jan 9, 2026
⭐⭐⭐⭐⭐

"best app"

Stickyglow
Apr 10, 2025
⭐⭐⭐⭐⭐

"I love how I can cross chain swap btc and eth in base it was fastest swap ever."

Forhad Rahman
Jan 5, 2026
⭐⭐⭐⭐⭐

"A well-designed crypto wallet that balances security and usability. Managing assets feels simple, even for someone new to crypto."

RDJ670
3 months ago
⭐⭐⭐⭐⭐

"It's a very cool and fast wallet application which has simple interface...friendly users which make it easy to use."

vitos18372
Feb 26, 2025
⭐⭐⭐⭐⭐

"I use this wallet, very pleasant experience, will be my main wallet now!!!)))))"

pimptee
4 months ago
⭐⭐⭐⭐⭐

"I'm using gem wallet for some time now and it has been pretty reliable. It support basically every coin you can think of."

Joa.co
Jan 2, 2026
⭐⭐⭐⭐⭐

"Simple and powerful wallet with beautiful native iOS design. I downloaded Gem because I wanted an open source self custodial wallet with support for staking. I'm coming from Unstoppable Wallet which doesn't support staking, so it fills the gap nicely"

Jennifer662
Dec 27, 2025
⭐⭐⭐⭐⭐

"Gem Wallet makes crypto simple with fast in-app swaps, wide coin support, and reliable security designed for safe everyday use."

Sarah_Crypto
6 months ago
⭐⭐⭐⭐⭐

"Switched from Coinbase and never looked back. I actually own my crypto now. The seed phrase backup is straightforward and secure."

mitu Akter2
Feb 11, 2026
⭐⭐⭐⭐⭐

"Excellent crypto wallet! The app is very easy to use, even for beginners. Transactions are fast and secure, and I really like the clean interface. Setting up the wallet was simple, and I feel confident about the security features."

Danish
Jan 11, 2026
⭐⭐⭐⭐⭐

"fantastic wallet simple, easy to use, friendly, interface secure with many more great features. I think, this is perfect for nowadays needs and fast crypto transactions."

Ahmed Barca
Jan 9, 2026
⭐⭐⭐⭐⭐

"best app"

Forhad Rahman
Jan 5, 2026
⭐⭐⭐⭐⭐

"A well-designed crypto wallet that balances security and usability. Managing assets feels simple, even for someone new to crypto."

Shani Jibo
Feb 8, 2026
⭐⭐⭐⭐⭐

"Very reliable and easy to use, great experience, will definitely use in the future."

Clanos Clanas
Jul 6, 2025
⭐⭐⭐⭐⭐

"Good wallet for crypto exchange"

Tamam AlAli
Mar 24, 2025
⭐⭐⭐⭐⭐

"After trying the wallet, I really liked it. It is safe, easy to use, and has many of the currencies I need. Thank you. I recommend it."

Sabana
Dec 30, 2025
⭐⭐⭐⭐⭐

"Gem Wallet offers a clean interface and solid security for managing crypto assets. Transactions are smooth, and the wallet feels reliable for everyday use."

Paano Mag-set Up ng USDY Wallet sa Loob ng 2 Minuto

Gabay sa Mabilisang Pag-setup (3 Hakbang)

Mas simple ang paggawa ng USDY wallet kaysa sa pagbubukas ng bank account. Gagabayan ka ng Gem Wallet sa buong proseso sa loob lamang ng ilang minuto, kaya madali itong magamit ng mga baguhan.

onboarding view

1. Download USDY Wallet

USDY Wallet: iOS, Android & APK

recovery phrase screen

2. Create USDY Wallet

Create a new wallet, save the secret phrase, and get your address in USDY.

gem wallet security settings

3. Set Up Security for USDY

Enable PIN or biometric authentication and you're ready to go

Gumawa ng USDY Wallet para sa iOS

Kunin ang iyong USDY wallet sa iPhone (2 minuto):

  1. Buksan ang App Store at hanapin ang "Gem Wallet"
  2. I-download at i-install ang app (libre ito at wala pang 50MB)
  3. Buksan ang Gem Wallet at i-tap ang "Gumawa ng Bagong Wallet"
  4. Isulat ang iyong sikretong parirala sa papel - ito ang iyong pangunahing backup
  5. Paganahin ang Face ID o magtakda ng PIN code para sa mabilis at ligtas na pag-access
  6. Tapos na!
Download Gem Wallet for iOS
USDY pitaka para sa iOS

Gumawa ng USDY Wallet para sa Android

Kunin ang iyong USDY wallet sa Android (2 minuto):

  1. Sa pamamagitan ng Google PlayHanapin ang "Gem Wallet" sa Play Store at i-install
  2. APKI-download ang APK file para sa pinakamataas na privacy at kontrol
  3. Buksan ang app at piliin ang "Gumawa ng Bagong Wallet"
  4. Isulat sa papel ang iyong 12-salitang sikretong parirala
  5. I-set up ang fingerprint o PIN authentication
  6. Tapos na!
Download Gem Wallet for Android Download Gem Wallet for Android as apk
USDY pitaka para sa Android

Paano Kumuha ng Address na USDY

Para makakuha ng USDY wallet address, kailangan mo munang gumawa o mag-import ng USDY wallet. Pagkatapos nito, awtomatikong bubuo ang app ng mga address para sa iyo.

1 Bukas Gem Wallet

Ilunsad ang app sa iyong telepono at piliin ang USDY (USDY) mula sa iyong listahan ng mga asset.

2 Pindutin ang Button na "Tanggapin"

Makakakita ka ng malaking buton sa ibaba ng screen. Ang address ng iyong USDY wallet ay ipapakita bilang teksto at bilang QR code.

3 Kopyahin ang Iyong Address

Kopyahin ang address sa clipboard, ibahagi ang QR code, o ipadala ito nang direkta sa pamamagitan ng mga messaging app.

Get USDY wallet address in Gem Wallet
🔄 Walang Limitasyong Address

Sa Gem Wallet, maaari kang bumuo ng walang limitasyong USDY na mga address nang libre. Ang bawat address ay hango sa iyong secret phrase at mananatili sa ilalim ng iyong kontrol magpakailanman.

📱 Paggamit ng mga QR Code
  • ✅ Walang mga Mali sa Pag-type - Pinipigilan ng pag-scan ang mga pagkakamali sa pagkopya at pag-paste
  • ✅ Mas Mabilis na mga Transaksyon - Ipakita lang ang screen ng iyong telepono
  • ✅ Perpekto para sa personal mga pagbabayad sa USDY

Frequently Asked Questions

USDY currently pays about 4.25 % APY, credited automatically on every token you hold and reviewed monthly by Ondo Finance.
Each USDY is backed by short-term U.S. Treasuries and bank demand deposits. The interest these assets earn is passed through to holders, so your balance grows in real dollars without crypto-market volatility.
USDY increases in price over time as yield accrues, whereas rUSDY keeps its price near one dollar and credits the yield by increasing the token count in your wallet. You can swap between them at any time with no slippage.
USDY was developed by Ondo Finance. Reserves are held with regulated custodians through Ondo USDY LLC, providing institutional-grade security and transparency.
Inside the USDY Wallet you can hold and transfer USDY on Ethereum, Mantle, Solana, Sui, Aptos, and Arbitrum, with seamless cross-chain swaps built in.
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Find Out Everything About USDY