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On August 13, 2026, Gem Wallet connected a new swap provider, Swaps.xyz - starting from version 2.114.8. You can now swap assets on Algorand, Stellar, Cardano, and other new networks between each other cross-chain - right in the app and in just a few taps.
What Is Swaps.xyz?
Swaps.xyz is a DEX aggregator and cross-chain router: it looks for liquidity across several sources at once, builds the route for the trade, and executes it through the networks involved. The service is part of MoonPay and has been developing under the name MoonPay Trade since May 21, 2026: as of August 2026, the platform covers 200+ blockchains and protocols and 120+ fiat currencies.
To learn in more detail how DEX aggregators work, we recommend reading our article What Is a DEX Aggregator and How It Finds the Best Price.
Gem Wallet Supports Cross-Chain Swaps Through Swaps.xyz
Gem Wallet expands its swap coverage: assets on XRP, Cardano, TON, Sui, Aptos, NEAR, Cosmos, Osmosis, Stellar, Algorand, and Zcash now swap onchain within their own network and cross-chain between these networks. The list of networks and tokens available through Swaps.xyz will keep growing.
How to Swap Assets Through Swaps.xyz in Gem Wallet
- Open Gem Wallet and tap “Swap” on the main screen.
- Choose the asset you send and the asset you want to receive - for example, ALGO for XRP.
- Enter the amount - Gem Wallet builds the route and shows the rate and the fee before you confirm.
- Confirm the swap: the transaction is signed on your device and broadcast to the network.
Important: keep a small amount of the network’s native token on your balance - it pays the fee.
Benefits for Gem Wallet Users
Gem Wallet is a mobile self-custody wallet with fully open-source code for iOS and Android that supports 100+ blockchains. Swaps here take one click: verified DEX providers, instant execution, and no hidden fees - you see every cost before you confirm the transaction. Here are its key benefits for our users:
Full Self-Custody: Your private keys never leave your device. Swaps.xyz only builds the route, while Gem Wallet signs and broadcasts the transaction - no intermediary touches your assets at any step.
Fully Open-Source Code: Gem Wallet passed a CertiK audit in April 2026, and the swap logic can be verified in the repository on GitHub.
Privacy by Default: Gem Wallet collects no personal data - no phone number, no email, no ID required. Swaps through Swaps.xyz also run without any document checks.
Built-in DEX Aggregator: Gem Wallet finds the route through Swaps.xyz on its own and applies the best available rate - no manual comparison and no third-party websites. Swap XRP for ADA, ATOM for OSMO, ALGO for XLM, and other pairs across the new networks.
Buy Crypto With a Credit Card: Top up your wallet before a swap with a credit card, Apple Pay, or Google Pay - 30+ payment methods in 170+ countries. Buy crypto right in the app.
Resources for Developers
Besides Swaps.xyz, Gem Wallet processes swaps through other top DEX providers: THORChain, Uniswap, PancakeSwap, Mayan, Chainflip, NEAR Intents, and others.
Conclusion
We keep expanding what our users can do with crypto and connect top DEX providers - today it is Swaps.xyz and the new networks that swap cross-chain. Open your Gem Wallet and swap ALGO for XLM, ADA for SUI, or any other pair across the new networks today - secure and private.
