# Buy Bonk Coin (BONK) With a Card or Google Pay
> Gem Wallet lets you buy BONK with a card, Apple Pay, or Google Pay and receive it on Solana at an address only you control. You see the estimated BONK first.
## What Is Bonk (BONK)?

Bonk is a dog-themed [meme coin](https://gemwallet.com/learn/what-are-meme-coins/) that runs on [Solana](https://gemwallet.com/solana-wallet/). It is an [SPL token](https://gemwallet.com/spl-wallet/), the token format of Solana. As of November 2026, <a href="https://www.coingecko.com/en/coins/bonk" rel="nofollow noopener" target="_blank">about 88 trillion BONK</a> are in circulation, and the <a href="https://www.bonkcoin.com/" rel="nofollow noopener" target="_blank">project's site</a> counts more than 400 integrations. You can look up the token itself on its <a href="https://solscan.io/token/DezXAZ8z7PnrnRJjz3wXBoRgixCa6xjnB7YaB1pPB263" rel="nofollow noopener" target="_blank">Solscan page</a>.

## From Your Card to Your Solana Address

Gem Wallet lets you buy BONK without opening an exchange account first. You pay the on-ramp provider, and it sends the tokens straight to your wallet. Gem Wallet is also listed in the <a href="https://solana.com/solana-wallets#:~:text=VIEW%20DETAILS-,Gem%20Wallet,-Open%2Dsource%20self" rel="noopener" target="_blank">Solana wallet directory</a>.

The tokens land at your Solana address, and the same address receives SOL and every other SPL token. You do not need a separate one for Bonk. Your 12-word phrase restores the address and everything on it, and Gem Wallet stays your [Bonk wallet](https://gemwallet.com/bonk-wallet/) from there.

## BONK Balances Run Into the Millions

With a supply counted in trillions, one BONK is worth a tiny fraction of a cent. Even a small order therefore arrives as millions of tokens, so plan your purchase in dollars and read your holding by the dollar figure next to the balance.

## What Goes Into the Total

The provider's fee or spread sets most of what you pay, and it can differ by provider and between a card and a local method. The Solana network fee for delivery is part of the provider's total.

Gem Wallet compares the quotes from its on-ramp partners and shows about how much BONK you will get before you continue.

## Pay by Card or Swap Into BONK

If you already hold crypto, the wallet's [built-in swap](https://gemwallet.com/swap/) is the other way in. On Solana it routes your swap through providers such as [Jupiter](https://gemwallet.com/learn/jupiter-solana-swap-gem-wallet/) and [Orca](https://gemwallet.com/learn/gem-wallet-integrates-orca-on-solana-on-chain-swaps-for-sol-usdt-and-spl-tokens/), with every step in one transaction.

| Route | You pay with | What you pay for | Fits when |
|---|---|---|---|
| Fiat purchase | Card, Apple Pay, Google Pay | Provider's fee or spread, Solana network fee | You hold no crypto yet |
| Swap on Solana | SOL, USDC, other SPL tokens | 0.5% swap fee, Solana network fee | Your funds are already on Solana |
| Swap to SOL, then to BONK | Coins on other networks | 0.5% swap fee on each swap, route and network costs | Your funds sit on another network |

## Keep a Little SOL for Network Fees

Solana charges its network fees in SOL, not in BONK, so sending or swapping your tokens later takes a little SOL. The [SOL you buy](https://gemwallet.com/buy-solana/) in Gem Wallet shares an address with your BONK, and even a small amount covers many transfers.